A New Horizon for Florida Business Banking: Bay Gulf Credit Union

 

Bay Gulf Credit Union is on deck to handle many small business banking needs, knowing that Florida business banking is a critical component to the smooth every-day operations of any successful small business.

 

Every business needs a business checking account, but your business banking needs are not the same as the business's next door or across the Bay. Florida business banking needs vary widely, and Bay Gulf provides a variety of business checking account options -- as well as full-service small business banking programs from merchant services to SBA loans -- to support your growing enterprise.

 

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Business Checking Accounts

 

	Business Interest Checking Accounts	Free Business Checking Accounts	Community Business Checking Accounts	Business Analysis Checking Accounts
designed for businesses that...	want to earn interest on checking	make fewer than 150 transactions per month	want unlimited transactions and no monthy maintenance fee	can benefit from an earnings credit rate to offset fees
interest rate	current rates
monthly maintenance fee	$10 if balance falls below $10,000			$15
earnings credit rate				50% of the 91-day T-Bill
deposit/cleared check count	$0.20 per item after first 75 deposits and 125 items cleared per month	$0.20 per item after first 50 deposits and 100 items cleared per month	unlimited	$0.20 per item after first 75 deposits and 125 items cleared per month

 All business checking accounts can be opened with just $100 and feature

• FREE online business banking
• online business banking bill payment and presentment ($0.35 each after 10 free per month)
• shared service center access
• up to $5000 in cash deposits, then just  $0.15 per $100
• And, the VISA Bonus Check Card

It's your ATM, night depository, and debit card rolled into one and since it's VISA, it can be used at just about any port of call. PIN your transactions or, for greater security and to earn rewards points, sign for them just like when you use a credit card. Every transaction is detailed on your monthly business checking account statement and can be tracked via Online Business Banking any time.

 

Earn one rewards point for every two dollars you spend (signature transactions only), and start redeeming your points for merchandise, airline tickets, hotel stays, rental car certificates, cruises, and vacation packages. You can even share or give rewards point to others.

Contact us today at 813.932.1301 to find out how we can help fulfill your small business banking needs.