Whether you want to buy a houseboat or take a home equity line of credit out on a McMansion, Bay Gulf will steer you through all the buoys until you find anchorage. Our variety of mortgage and equity products and our experienced staff will ensure the journey is as smooth and quick as possible, saving you time and money along the way.
Bay Gulf offers one of the widest varieties of mortgage and equity programs among credit unions in Tampa. All of our loans offer
- competitive rates
- low closing costs
- no intangible tax charges
- in-house processing and underwriting
- fast closings
- individual, personal service
Scope out our full-service home mortgage options and discover why Bay Gulf is a preferred lender among credit unions in Tampa.
First Time Homebuyer and First Mortgage Programs
Fixed Rate First Mortgages - Adjustable Rate Mortgages - Manufactured/Modular Home Mortgages - Construction Loans - FHA/VA Loan Sources
Home Equity Loan and Home Equity Line of Credit Programs
Home Equity Loans - BayLOC® Accounts -- Home Equity Line of Credit or HELOC - Cash Out Refinancing/Debt Consolidation Loans
Bay Gulf Credit Union grants loans in accordance with all applicable federal and state regulations, including the Equal Credit Opportunity Act and Fair Credit Reporting Act, and Board-approved loan policies. All rates, terms, and conditions are subject to change at any time.
Loans granted to members for any purpose, including those for the purpose of purchasing, improving, or repairing a dwelling, are considered without regard to race, religion, color, sex, or national origin.